Hey guys I hope you are doing fantastic. Today I will be telling you how you can avoid scams/frauds online. Firstly spot impostors, Scammers often pretend to be someone you trust, like a government official, a family member or a charity team and sometimes a company you do business with. Never ever send money or personal info in response to an unexpected request whether it comes through a text, phone call, or an email.
Secondly, do some online research, like type a company or the product name in your browser with words like “review”, “complaint”, or “scam”. And you will get all the info you need in order to trust or avoid the person.
Thirdly, don’t believe your caller ID, technology nowadays makes it easier for any ordinary man to fake caller ID info, so the number or name you see are not always correct. IF you think that the caller might be telling the truth call back to number you know is genuine.
Fourthly, don’t pay in front for a promise, someone might ask you o pay in advance for things like debt relief, credit and loan offers, mortgage assistance, or a job. Sometimes they might even say that you’ve won a prize but firstly you have to pay texas or fees. If you do what they say, they will just take the money and disappear.
Fifthly, consider how you pay, credit cards have significant fraud protection built in but some payment methods don’t. Writing money, through services like Westeren Union or MoneyGram is risky because it’s nearly impossible to get your money back. The greatest example is gift cards( like i tunes or google play). Gift cards are the most common way for scammers. Government offices and honest companies won’t require you to use these payment methods.
Sixth, talk to someone trustworthy, before giving your money or personal info, talk to someone you trust. Con artists want you to make decisions in hurry. They might even threaten you. Slow down, check out the story, do an online search, or just tell a friend. As simple as that seems that is very helpful in such situations.
Seventh, hang up on robocalls, If you answer the hone and hear a recorded sales pitch, hang up and report it to the FTC (federal trade commission). These calls are illegal, and often the products are bogus. Simple tip, never press 1 to speak to a person or to be taken off the list. This could lead to more calls.
Eight, be skeptical about free trail offers, some companies use free trails to sign you up for products and bill you every month until you cancel. Before you agree to a free trail search up the company and the cancellation policy. And always review your monthly statements for charges you don’t recognize.
Ninth, don’t deposit a check and wire money back, by law banks must make funds from deposited checks available within days, but uncovering a fake check might take few weeks. If a check you deposit turns out to be fake, you are responsible for paying the bank.
Lastly, sign up for a free scam alerts from the FTC at FTC.gov/scams,get the right and latest tips and advice about scams right to your inbox.
I just want you to avoid all the scams/frauds online. I think I have put up enough ways that you can avoid scams online.